By Bianca Consunji Philippine Daily InquirerDateFirst Posted 22:05:00 02/13/2010 “People don’t realize this, but loneliness is underrated.”-Tom Hansen, “500 Days of Summer” VALENTINE’S DAY IS OVERRATED AS A holiday. Heck, it’s not even a real holiday—it’s an excuse for girlfriends to make their boyfriends feel guilty...

1. Have dinner out the night before Feb 14 As experience has taught most of us, February 14 is not the best night to have dinner at a nice restaurant. It’s hard to get a table, the service is usually poor, selection is limited, and...

This year the National Retail Federation reports we’re cutting back on buying for sweethearts and family members, but increasing budgets for other Valentines, like friends, classmates, and pets. If you want to save your cash, American Express Membership Rewards program just added new retail partners,...

The secret’s out: just in time for Valentine’s Day, Victoria’s Secret joins American Express’ Membership Rewards program, so Cardmembers tap into their points bank instead of their bank accounts to get the perfect gift. Cardmembers can redeem rewards points for $25 (2,500 points) or $50...